About First Choice FCU
First Choice Federal Credit Union, formerly known as the
B&O New Castle Employees Federal Credit Union, was originally
chartered in 1952. Our first home was a basement office. In
1991, we moved into our own building centrally located in
downtown New Castle. Our new home located at 2209 West State
Street on route 224, 1 mile from Wal-Mart, will service our
needs for generations to come.
With an expansion of our charter, we are now able to take
in anyone who lives, works, or worships in Lawrence County.
We are a progressively managed credit union with our members’
interests at heart. We believe that the slogan, “People
helping people” is more than lip service. We strive
to meet our members’ needs daily.
We constantly monitor our local markets to make sure we are
competitive in both savings and loan rates.
It is our desire to become a full service credit union. We
plan on being here to service our children’s children.
On behalf of our Board of Directors and staff, we wish to
invite you to join our credit union family.
The Credit Union Advantage
The purpose of this packet is to provide you with basic information
which we hope you will find helpful. To explain fully all
the details of your credit union would take more space than
these cards provide, so we suggest you contact the credit
union office for full details.
Your savings are insured up to $250,000 by the NCUA, a US
First Choice Federal Credit Union is a non-profit financial
cooperative, owned and operated by the members, for the benefit
of all who belong. We are Board governed and member owned.
All earnings from loans, savings, and investments are returned
to the members as dividends or as other benefits, after expenses
and legal reserves are set aside.
The minute you become a credit union member, you become an
We are the first credit union in Lawrence County to be granted
an extension to our charter. This has allowed us to take in
anyone who lives, works, or worships in Lawrence County and
the surrounding area.
The credit union offers convenient and confidential financial
services to give members an advantage in their financial matters.
This is your credit union and the more you participate, the
more you share in the benefits.
We want to start a mutually beneficial relationship with
you. Check out all the services we offer. The credit union
slogan is: “Not for Profit, Not for Charity, but for
Service.” That is what we want to do, be here to service
your children’s children and provide them with the same
great services we do you.