The Kids Club is for credit union members from newborn to 12 years old.

There is no membership fee.

A deposit of $10.00 will open the account. The dividend rate on the First Choice Kids Club will be the same as regular share accounts and will be paid quarterly.

A club member depositing $25.00 to an account will receive a First Choice Kids Club T-shirt. If a child already has an open account a new $25.00 deposit will get them the T-Shirt.

There is no fee for withdrawals.

Young members may not withdraw without a parent's or guardian’s permission.

To teach young members to save and handle their own money we will give them gifts for reaching different levels.  The levels will be set at $100, $200, $300, $400, $500 and the final level of over $500.  When they reach this level they will receive their final gift of a sweatshirt.  We feel if a young member saves to a $500 level and beyond they have achieved the skill of savings.

Parents, grandparents, guardians, or any other interested party may make deposits at the office, by mail, or through payroll deduction, if available.

Every member will receive a passbook, coin saver, stickers, and rules to belong to the First Choice Kids Club. They will be put on a mailing list to let them know about various updates and promotions plus a birthday card will be sent.

Members will be able to enter various contests and promotions during the year plus receive some “fun surprises”.

Gifts will be available at all three credit union locations for our young members convenience.