QUICK LINKS :
Current Rates»
Loan Calculators»
Online Loan Application»
Loan Application»
      Printable [PDF]

VISA Card Application»
      Printable [PDF]
  Security Information
Online Enrollment
 
 
 

All Purpose Loans

Your credit union offers a full range of loan services for qualified member applicants. Our goal is to offer our members the lowest possible rate on loans. Finance charges are calculated on a simple interest basis; credit disability and life insurance are available on most loan requests. There is no mandatory time required to be a member before you can apply for a loan.

Personal Loans - Current Rates»
This all purpose loan is open to all members. 10% of the balance of your loan is held in a loan collateral account earning normal interest.

Share Secured Loans - Current Rates»
A low cost way to finance by using your credit union share accounts as collateral. You earn interest on your savings as you borrow against it.

New & Used Vehicle Loans - Current Rates»
We have excellent rates and terms to fit your needs. Whether it be a used or new vehicle we will work with you to get you your auto.

Home Equity Loans - Current Rates»
A home equity loan is a loan for any prudent and productive purpose that is secured by the equity in your house. The maximum amount that can be borrowed is $20,000 for 5 years or $50,000 for 8 years.

Board Special Loans - Current Rates»
We offer loans to fit the season. While not always offered, these cost saving loans may just be the thing for which you are looking.

VISA Cards - Apply For A VISA Credit Card»
Enjoy the buying power of VISA and these great benefits:

Annual Fee
None
Annual Percentage Rate for Purchases
12.90%
Grace Period on Purchases
At least 25 Days
Cash Advance Fee
None
Late Payment Fees
$15.00
Transaction Fee for Purchases
None
Over the Credit Line Fee
$15.00
Minimum Finance Charge
$0.00
$250,000 Travel/Accident Insurance
Free
All Photo Copies
$5.00 or Free Online

You just have to fill out the credit application. We can also set up a share secured credit card.

 
   
This credit union is federally insured by the National Credit Union Administration. Equal Housing Lender.
© Copyright 2014 First Choice Federal Credit Union. All Rights Reserved.
Website Terms  Policies