QUICK LINKS :
Savings Calculators»
Debit Card Application»
      Printable [PDF]

Reorder Checks»
ATM List»
  Security Information
Online Enrollment
 
 
 

Accounts

Regular Share Accounts (Type 01)
.25% Dividend Rate  .250% APY*
Savings at your credit union are called “Shares.” A minimum of $10.00 is required to open and maintain your account. Having a share account entitles members to take advantage of all services.

Share accounts may be individually or jointly owned. Accounts may be opened for dependent minors.

Money saved in the credit union is always readily available, except if used as collateral for a loan.

Interest is paid on all share accounts with balances greater than $100.

   
Christmas (Type 02) &
Vacation Club Accounts (Type 03)
.35% Dividend Rate  .350% APY*
These accounts are established as special savings accounts which allows a member to earmark certain funds for their seasonal spending need. These funds are not open to withdrawal from members and pay out at designated times per year.
   
IRA Shares (Type 20)
1.00% Dividend Rate  1.01% APY*
An Individual Retirement Account shall be used for the specific purpose of saving funds to be used by the owner upon retirement.
   
Escrow Accounts (Type 04)
.15% Dividend  .150% APY*
We offer the option for our members to set up individual Escrow accounts for specific purposes, i.e. taxes, money in waiting.
   
Loan Collateral Account (Type 05)
.25% Dividend Rate  .0250% APY*
   

Share Drafts (Checking Accounts) (Type 15)
Where else can you receive a checking account with:

  • NO minimum balance and
  • NO monthly fees

NSF....................................................................$30.00/ item
Stop Payment.................................................. $20.00 / item
Photo Copy of Checks....................................$ 5.00 / item
Credit Union Staff to Reconcile Account.....$10.00 / hour
Checks & Reorders........................................Cost of items

We also offer direct deposits, payroll deduction, and automatic withdrawals.

Rates Effective As Of August 2014
*APY is the Annual Percentage Yield. Rates Subject To Change.

 
   
This credit union is federally insured by the National Credit Union Administration. Equal Housing Lender.
© Copyright 2014 First Choice Federal Credit Union. All Rights Reserved.
Website Terms  Policies