Verified By Visa
In an effort to reduce fraudulent Internet purchases, VISA has developed a program called "Verified By VISA." It is designed to verify your transactions by asking specific information only the card-owner will know. If this information is not correct, the transaction will be declined.
Therefore, we strongly recommend that all First Choice Cardholders register all VISA Credit and Debit Cards with the Verified by VISA program as soon as possible - even if you don't shop on the Internet.
This program will protect you from fraudulent purchases in the event your card or card number is stolen. Please register all your VISA Credit/Debit cards now at www.visa.com/verified
We are proud to incorporate a Courtesy Pay Overdraft Program to our checking accounts. You choose the coverage that fits your needs! Our Courtesy Overdraft Program is available to provide overdraft coverage for checks, automatic bill payments and other debit transactions. However, without your consent to provide overdraft coverage for your ATM/debit card, if you do not have enough money in your account at the time of your request it will be DECLINED. Our overdraft program does not guarantee we will cover your overdrafts, but if we do, you will be charged our standard fee of $30 for each overdraft. As long as you keep your account in good standing by continuing to make consistent deposits, bringing your account to a positive balance at least every 30 days, remaining current on loans, etc., then we may pay your overdraft item up to $500. If you want the added protection of overdraft coverage for your ATM withdrawals and everyday debit card purchases contact us today and consent to the added protection simply call us at 724-652-8393 and complete the Opt-In form with a Member Service Representative.
The rates, fees and terms applicable to your account at First Choice FCU are provided in the Rate and Fee Schedule. The credit union may offer other rates for this account from time to time.