First Choice Products & Services

At First Choice Federal Credit Union, we want to constantly elevate our products and services for our members and our community. Over the years, we have increased the amount of various tools, financial products and money services … and will continue to do so. The residents of Lawrence County are worth our efforts to find the right products and services for your needs and goals.

We currently offer a wide array of accounts like savings and checking accounts, loans for personal, car and home needs and a lot more. We have various programs for children, up to happily retiring individuals. For information on any of these products or services, or for information on what you might not see, please call us at (724) 652-8393, contact us on this website, or visit us this week!

What are the benefits of using a credit union?

For many communities, a credit union gives something back that they cannot find in corporate banking – trust. At First Choice, our goal isn’t profit; our goal is service. We can offer more, for you. What are the main benefits of using First Choice over some of our corporate banking competition?

  • Lower APR and interest rates
  • Less fees (sometimes, none)
  • More tailored products and services for local needs
  • Local service and local growth
  • Our employees and our ‘investors’ are you, your neighbors and your family
First Choice people and location image

Loans for your most important purchases

First Choice FCU offers comparable loan products and services to many corporate banks. However, we do one thing better… we offer some of the lowest APRs in the area. Need a new car? Need a used car? Looking for a great home equity loan rate? Maybe you need a personal loan for a trip, special event or to help rebuild your credit?

New Car Loans

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Used Car Loans

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Home Equity & Mortgage

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Personal Loans

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Accounts for all of your needs

Not every goal has the same needs or timeframe. First Choice FCU offers traditional long-term savings accounts that you are used to. As well, we offer your standard checking accounts. Plus, we have benefits like our savers’ clubs for short-term needs and goals.

Saving Account

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Checking Account

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Club Accounts

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Investment Accounts

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Other Products and Services to help you

Your goals might need more than a checking account, a savings account and a car loan every few years. After all, we need ongoing and open credit. We need short-term loans for non-vehicle and non-home needs. We also might need other methods of saving, investing and planning our money.

Credit Cards (with points)

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Board Special Loans

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Kids Club

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Debt Protection

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